You've worked hard to be where you are, and the transition to retirement can be filled with pitfalls. We have a comprehensive process to help you avoid the landmines and guide you in the right direction so you can focus on what matters most to you.  Worry should not be part of your retirement vocabulary!

We start with a discovery of what matters most to you, and what would bring meaning and fulfillment to your work-optional years.  

Given your goals gleaned from this life planning, we will "build a moat" around your assets via our asset protection blueprint process, designed to protect your wealth and ensure it's not eroded by outside factors.    

Next is our financial independence formula process, designed to ensure that you enjoy your wealth to the fullest extent, subject to your desire to leave a legacy or not.  How much income should you take from your portfolio, and does it make sense to take more while you are in the "go-go", healthy years, when you can enjoy it most?  We also introduce our investment models and choose the one that is right for you.

Finally, we review and update your plan to make sure it's on track, and to take into account the ever-changing financial landscape.  We also hold frequent webinars and seminars to keep you informed.  And since we already have an in-depth knowledge of your financial situation, we prepare your tax return and have tax planning meetings as necessary. 

We will leave no stone unturned in preparing you for retirement, whether it's in 6 months, 6 years, or you are already there. We'll counsel you on important issues like:

  • Tax planning opportunities and pitfalls to avoid 
  • Whether or not to roll over your pension.
  • Protecting your finances from various wealth eroding factors like inflation and planned obsolescence.
  • When to take your social security benefit in order to maximize the value to your family.
  • Adjusting your tax withholding and making sure you are taking advantage all of the deductions you are entitled to.
  • Choosing an investment strategy that is right for you.
  • Setting up an income stream from your investments and where to take it from – IRA, Roth, or taxable account.

Together, we will make sure you are making all the right decisions for your unique situation. You can feel confident that you have a good plan and a trusted advisor.  It's also important to review your plan to make sure it's on course throughout your golden years.  As conditions and circumstances change, We'll be ready to help.