What to expect
- Complete transparency
- Open access to personnel
- Relevant and actionable advice
- Proactive and personal communication
- Client portal & highly-customized reporting
Your Retirement Planning Team
What we do
Bill Del-Sette, CFP®
Hello, my name is Bill Del-Sette, and I am the owner of Del-Sette Capital Management. I graduated from the University at Albany with dual Bachelor of Science degrees in accounting and economics, and passed all four parts of the uniform CPA exam that same year, a feat accomplished by only one in ten exam takers. After working in public accounting, I found that I needed more personal interaction, so I answered an ad to work as a financial advisor for a large company. After five years I decided to become an independent, business owning advisor, serving in the interest of my clients. I took and passed the CERTIFIED FINANCIAL PLANNER® exam in 2004 (learn more about the CFP® designation) and became a dual professional in the fields of financial planning and individual taxation. In May of 2011, I decided to focus my practice on all aspects of retirement planning, from long-term care insurance, retirement related tax planning, and managing retirement investments. I try to live my life based on the principles found in Stephen Covey’s book “The Seven Habits of Highly Effective People”. I enjoy nature, food and personal development, but my primary passion outside of work is photography (and some of my photos can be found here, on Flickr). In my free time I can be found walking the dogs, or on a mountain honing my image making skills.
Barbara joined Del-Sette Capital Management in May 2010. Her dedication and organizational skills have made her a real asset to our team. Barbara grew up in Warrensburg, NY. She worked for Continental Insurance, in Glens Falls, for 18 years, holding various positions of Assigned Risk policy rater, Research Technician, Systems Analyst, and Regional Automation Coordinator. Barbara left Continental in 1996 to become a stay-at-home-mom. Barbara and her husband, Douglas, have been married since 1990, and live in Galway, NY where they built their home on a secluded 85-acre wooded property. Their first child, Andrew, was born in 1996, and a second, Adam, in 2000. Besides taking care of their 2 sons, their home, and the bookkeeping for their trucking business, Barbara makes time to help family members and several elderly friends with their transportation, shopping, and medical needs. Barbara enjoys nature, helping people, working around the house, and organizing large projects. She occasionally tinkers with playing the piano, and enjoys listening to Barbershop quartets, attending their live performances whenever she can.
Enza joined our team in February 2018. She graduated from Union College with a degree in English and went on to receive her Master of Business Administration degree from Union Graduate College. Enza works closely with Bill in developing client’s financial plans.
Enza lives in Cohoes with her fiancé and their rescue cat, Niko. In her spare time she enjoys reading, cooking, and hiking.
Jennifer grew up in Oneonta, NY and graduated from Paul Smith’s College with a degree in travel and tourism. She worked as Assistant Manager at Deer Run Motel in Cooperstown, NY for 4 years before it was sold to Glimmerglass Opera. Jennifer then worked as a customer service and sales rep for Verizon for 11 years, winning many awards and trips for her dedication and sales. When she’s not working for Del-Sette Capital Management, Jennifer is a busy realtor with CM Fox in Guilderland, NY. Jennifer enjoys nature, traveling with her husband, Tony and working with orphan animals. Jennifer enjoys spending time with her husband Tony and son Arlo. She also enjoys volunteering at the animal protective foundation in Scotia, NY, socializing dogs and helping with fundraising. She adopted her dog Kia from the foundation.