What to expect

  • Complete transparency
  • Open access to personnel
  • Relevant and actionable advice
  • Proactive and personal communication
  • Client portal & highly-customized reporting

Your Retirement Planning Team

We are a tight-knit team with the shared vision of redefining the Retirement planning and client advisory experience. We focus together to ensure we bring value, expertise, and sensitivity to all our clients’ unique planning needs. We strive together to bring our positive energy, provoking thoughts and questions and reinforcing energy to our office every day. That, coupled with amassed years of collective experience, spanning investment management, tax and estate planning, wealth advisory and creating the best client-centric experience. Our analytical and creative problem-solving team approach provides our group with the drive and the tools necessary for our clients to succeed. As a team, we strive to be greater than the sum of our tax-planning-and-preparations because we ourselves have found that great partners are invaluable to the attainment of success, and that includes our client partnerships, too. Our team delivers vision by aligning resources, smart people and relevant technologies. Our clients are our family, and we are their private family office.

What we do

Bill Del-Sette

Bill Del-Sette, CFP®


Hello, my name is Bill Del-Sette, and I am the owner of Del-Sette Capital Management.   I graduated from the University at Albany with dual Bachelor of Science degrees in accounting and economics, and passed all four parts of the uniform CPA exam that same year, a feat accomplished by only one in ten exam takers. After working in public accounting, I found that I needed more personal interaction, so I answered an ad to work as a financial advisor for a large company. After five years I decided to become an independent, business owning advisor, serving in the interest of my clients.   I took and passed the CERTIFIED FINANCIAL PLANNER® exam in 2004 (learn more about the CFP® designation) and became a dual professional in the fields of financial planning and individual taxation. In May of 2011, I decided to focus my practice on all aspects of retirement planning, from long-term care insurance, retirement related tax planning, and managing retirement investments.  I try to live my life based on the principles found in Stephen Covey’s book “The Seven Habits of Highly Effective People”. I enjoy nature, food and personal development, but my primary passion outside of work is photography (and some of my photos can be found here, on Flickr). In my free time I can be found walking the dogs, or on a mountain honing my image making skills.

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Barbara Wright

Paraplanner RP®

Barbara joined Del-Sette Capital Management in May 2010. Her dedication and organizational skills have made her a real asset to our team. Barbara grew up in Warrensburg, NY. She worked for Continental Insurance, in Glens Falls, for 18 years, holding various positions of Assigned Risk policy rater, Research Technician, Systems Analyst, and Regional Automation Coordinator. Barbara left Continental in 1996 to become a stay-at-home-mom. Barbara and her husband, Douglas, have been married since 1990, and live in Galway, NY where they built their home on a secluded 85-acre wooded property. Their first child, Andrew, was born in 1996, and a second, Adam, in 2000. Besides taking care of their 2 sons, their home, and the bookkeeping for their trucking business, Barbara makes time to help family members and several elderly friends with their transportation, shopping, and medical needs. Barbara enjoys nature, helping people, working around the house, and organizing large projects. She occasionally tinkers with playing the piano, and enjoys listening to Barbershop quartets, attending their live performances whenever she can.

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Matthew Mattice, Esq.

Tax Director, FInancial Advisor

Matthew originally hails from Conesville, a small town tucked away in the Southeast corner of Schoharie County. Matthew attended SUNY Oneonta where he received his Bachelor’s Degree before heading to Albany Law School, receiving his Juris Doctor in May, 2010 and passing the bar exam that summer. Matthew is admitted to practice in New York as well as before the United States Tax Court and the United States District Court, Northern District of New York. Matthew brings with him several years of experience preparing tax returns and handling other tax matters, including audit defense and tax planning. Matthew currently lives in Mechanicville, NY with his wife Emily and sons Liam and Jesse. In his spare time Matthew enjoys reading, renovating his home, and traveling.

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Jennifer Zegarelli

Event Coordinator

Jennifer grew up in Oneonta, NY and graduated from Paul Smith’s College with a degree in travel and tourism. She worked as Assistant Manager at Deer Run Motel in Cooperstown, NY for 4 years before it was sold to Glimmerglass Opera. Jennifer then worked as a customer service and sales rep for Verizon for 11 years, winning many awards and trips for her dedication and sales. When she’s not working for Del-Sette Capital Management, Jennifer is a busy realtor with CM Fox in Guilderland, NY. Jennifer enjoys nature, traveling with her husband, Tony and working with orphan animals. Jennifer enjoys spending time with her husband Tony and son Arlo. She also enjoys volunteering at the animal protective foundation in Scotia, NY, socializing dogs and helping with fundraising. She adopted her dog Kia from the foundation.

Erwin Premchan

Social Media & Marketing Manager

 Erwin joined our team in June 2017.  Erwin was born in Suriname, South America, and relocated to Schenectady, NY in 2009.  He pursued an education in business and as a result graduated from Siena College in May 2017 with a Bachelor of Science with a degree in Marketing and a minor in Entrepreneurship.  In the past, Erwin has helped operate his family’s rental business, worked with start-ups, small businesses and has experience with direct and indirect marketing. He has conducted two research projects with Siena’s C.U.R.C.A (Center of Under Graduate Research and Creative Arts) one of which has been published by the Asian Business Research and the other currently undergoing review. In his spare time, Erwin enjoys hiking, boxing, reading, learning new languages and socializing.