Your Team of Professionals

"We are what we repeatedly do, excellence then is not an act, but a habit." -Aristotle

Your Retirement Planning Team

We are a tight-knit team with the shared vision of redefining the financial planning and client advisory experience. We focus together to ensure we bring value, expertise, and sensitivity to all our clients’ unique planning needs. We strive together to bring our positive energy, provoking thoughts and questions, and reinforcing energy to our office every day. That, coupled with amassed years of collective experience, spanning investment management, tax and estate planning, wealth advisory and creating the best client-centric experience. Our analytical and creative problem solving team approach provides our group with the drive and the tools necessary for our clients to succeed. As a team, we strive to be greater than the sum of our parts, because we ourselves have found that great partners are invaluable to the attainment of success, and that includes our client partnerships, too. Our team delivers vision by aligning resources, smart people and relevant technologies. Our clients are our family, and we are their private family office.

What to expect

  • Complete transparency
  • Open access to personnel
  • Relevant and actionable advice
  • Proactive and personal communication
  • Client portal & highly-customized reporting

What we do

  • Financial Planning
  • Investment Management
  • Investment Research
  • Tax Planning and Preparation
  • Estate Planning
  • Estate Document Preparation
Bill Del-Sette, CFP®

Bill Del-Sette, CFP®


Hello, my name is Bill Del-Sette, and I am the owner of Del-Sette Capital Management.   I graduated from the University at Albany with dual Bachelor of Science degrees in accounting and economics, and passed all four parts of the uniform CPA exam that same year, a feat accomplished by only one in ten exam takers. After working in public accounting, I found that I needed more personal interaction, so I answered an ad to work as a financial advisor for a large company. After five years I decided to become an independent, business owning advisor, serving in the interest of my clients.   I took and passed the CERTIFIED FINANCIAL PLANNER® exam in 2004 (learn more about the CFP® designation) and became a dual professional in the fields of financial planning and individual taxation. In May of 2011, I decided to focus my practice on all aspects of retirement planning, from long-term care insurance, retirement related tax planning, and managing retirement investments.  I try to live my life based on the principles found in Stephen Covey’s book “The Seven Habits of Highly Effective People”. I enjoy nature, food and personal development, but my primary passion outside of work is photography (and some of my photos can be found here, on Flickr). In my free time I can be found walking the dogs, or on a mountain honing my image making skills.

Brent Smith

Brent Smith

Certified Financial Planner®

Brent is a Certified Financial Planner® who graduated from the Bryant University CFP® Program. He has been in the financial services industry for 7 years. Brent grew up locally, in Delmar. He graduated from SUNY Buffalo in 2011 with a Bachelor of Business Administration and focus in finance. Brent specializes in retirement planning, wealth management, tax planning, and estate planning for individuals, business owners and corporate executives.

Brent is very involved in the community as a certified IAABO basketball official, as well as a baseball coach, in the Albany Twilight League. He enjoys spending time with family and friends, playing basketball, golf, and reading.

Barbara Wright

Barbara Wright

Registered Paraplanner® and Client Services

While Barbara is an employee at Del-Sette Capital Management, she was a client first! She has over 9 years with the firm, earning the Registered Paraplanner designation in 2015. She handles client services and is instrumental in all aspects of our operation. Prior to being a stay-at home mom for 14 years, Barbara worked for Continental Insurance, in Glens Falls, for 18 years, holding various positions of Assigned Risk Policy Rater, Research Technician, Systems Analyst, and Regional Automation Coordinator. Barbara lives in Galway, with her husband Doug and has 2 sons, Andrew and Adam.

Jennifer Zegarelli

Jennifer Zegarelli

Relationship Manager and Events Coordinator

Jennifer grew up in Oneonta, NY and graduated from Paul Smith’s College with a degree in Travel/Tourism. Jennifer joined our team in December 2012. Jennifer plans and coordinates all seminars and client events, and schedules client meetings. Jennifer currently lives in Glenville with her husband Tony and son, Arlo. She worked as an Assistant Manager at Deer Run Motel in Cooperstown, NY for 4 years before it was sold to Glimmerglass Opera. Jennifer then worked as a Customer Service and Sales Representative for Verizon for 11 years, winning many awards and trips for her dedication and sales. When she’s not working for Del-Sette Capital Management, Jennifer is a busy realtor with CM Fox in Guilderland, NY and the Readiness Coordinator for her husband’s military unit. Jennifer enjoys nature, traveling with her family, volunteering with military families and animals.


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