Your Team of Professionals"We are what we repeatedly do, excellence then is not an act, but a habit." -Aristotle
Your Retirement Planning Team
We are a tight-knit team with the shared vision of redefining the financial planning and client advisory experience. We focus together to ensure we bring value, expertise, and sensitivity to all our clients’ unique planning needs. We strive together to bring our positive energy, provoking thoughts and questions, and reinforcing energy to our office every day. That, coupled with amassed years of collective experience, spanning investment management, tax and estate planning, wealth advisory and creating the best client-centric experience. Our analytical and creative problem solving team approach provides our group with the drive and the tools necessary for our clients to succeed. As a team, we strive to be greater than the sum of our parts, because we ourselves have found that great partners are invaluable to the attainment of success, and that includes our client partnerships, too. Our team delivers vision by aligning resources, smart people and relevant technologies. Our clients are our family, and we are their private family office.
What to expect
What we do
- Financial Planning
- Investment Management
- Investment Research
- Tax Planning and Preparation
- Estate Planning
- Estate Document Preparation
Bill Del-Sette, CFP®
Hello, my name is Bill Del-Sette, and I am the owner of Del-Sette Capital Management. I graduated from the University at Albany with dual Bachelor of Science degrees in accounting and economics, and passed all four parts of the uniform CPA exam that same year, a feat accomplished by only one in ten exam takers. After working in public accounting, I found that I needed more personal interaction, so I answered an ad to work as a financial advisor for a large company. After five years I decided to become an independent, business owning advisor, serving in the interest of my clients. I took and passed the CERTIFIED FINANCIAL PLANNER® exam in 2004 (learn more about the CFP® designation) and became a dual professional in the fields of financial planning and individual taxation. In May of 2011, I decided to focus my practice on all aspects of retirement planning, from long-term care insurance, retirement related tax planning, and managing retirement investments. I try to live my life based on the principles found in Stephen Covey’s book “The Seven Habits of Highly Effective People”. I enjoy nature, food and personal development, but my primary passion outside of work is photography (and some of my photos can be found here, on Flickr). In my free time I can be found walking the dogs, or on a mountain honing my image making skills.
Registered Paraplanner® and Client Services
While Barbara is an employee at Del-Sette Capital Management, she was a client first! She has over 9 years with the firm, earning the Registered Paraplanner designation in 2015. She handles client services and is instrumental in all aspects of our operation. Prior to being a stay-at home mom for 14 years, Barbara worked for Continental Insurance, in Glens Falls, for 18 years, holding various positions of Assigned Risk Policy Rater, Research Technician, Systems Analyst, and Regional Automation Coordinator. Barbara lives in Galway, with her husband Doug and has 2 sons, Andrew and Adam.
Relationship Manager and Events Coordinator
Jennifer grew up in Oneonta, NY and graduated from Paul Smith’s College with a degree in Travel/Tourism. Jennifer joined our team in December 2012. Jennifer plans and coordinates all seminars and client events, and schedules client meetings. Jennifer currently lives in Glenville with her husband Tony and son, Arlo. She worked as an Assistant Manager at Deer Run Motel in Cooperstown, NY for 4 years before it was sold to Glimmerglass Opera. Jennifer then worked as a Customer Service and Sales Representative for Verizon for 11 years, winning many awards and trips for her dedication and sales. When she’s not working for Del-Sette Capital Management, Jennifer is a busy realtor with CM Fox in Guilderland, NY and the Readiness Coordinator for her husband’s military unit. Jennifer enjoys nature, traveling with her family, volunteering with military families and animals.
Operations and Office Manager
April grew up in Long Island, NY and received her Business Management degree at Suffolk County Community College. She is an accomplished manager who focuses on optimizing processes, organization and business development. April joined the Del-Sette Capital Management team to manage our office and operations in June 2019. She has 16 years of diverse management experience, creating efficiency throughout different organizations. April enjoys being outdoors, target shooting, fishing, going on new adventures and standing up for the underdog. She recently has moved to the Capital Region and looks forward to creating her new home here.
Carissa Conley, CPA
Carissa is a Certified Public Accountant with the State of New York and has joined Del-Sette Management Company to head our tax department. She has 13 years of public accounting experience and almost 20 years professional accounting experience. She will be overseeing the preparation of tax returns, using her expertise to maximize tax planning and reduction strategies, as well as providing tax consulting and government correspondence services. Prior to joining the firm, Carissa worked for a CPA firm providing tax and advisory services to small businesses and business owners. She has a broad knowledge of tax law and understands the tax impact to all types of taxpayers including individuals, sole proprietors, investors, and business owners. Carissa is originally from Pennsylvania and earned her degree from Bloomsburg University. Shortly after she graduated, she fell in love with Saratoga Springs, New York and has been here ever since. She resides in Saratoga with her husband, two kids, two dogs, and one cat.