Welcome!

Hi! My name is Bill Del-Sette, and I am a Certified Financial Planner® that specializes in retirement planning and fee based investment management. One of the first clients I had the opportunity to work with lost 20 pounds and went through a depression upon retirement, even though he had a great family and all the money he could need.

This got me to thinking:

What is it that people who enjoy retirement do differently from those who don’t?

Certainly, being financially independent helps – but that’s only the financial aspect of your life – then what? That’s what this blog is all about. And by the way, most, if not all, of what makes for a happy retirement makes for a happy life at any age! I hope you enjoy your visit and put what you find here to good use – because, as my friend’s grandfather used to say, every day is a bonus.