Your office is far away. Can I still work with you?
Our office is located in the Capital Region of New York. However the ability to scan documents and conduct phone and internet meetings allows us to work with people across the country. If you are looking for an experienced financial advisor, and are comfortable building a relationship via phone and web, please reach out and start a conversation with us to see if we are a good fit.
If I call, what should I expect?
Expect a friendly conversation. We’ll want to know what your financial goals are, and where you are financially. We also want to know what you would like to accomplish by working with a qualified financial advisor. After a discussion, we can decide if it makes sense to set up a complimentary introductory meeting.
Can you tell me what I should be investing in right now?
We believe the best investment you’ll ever make is hiring a good financial advisor. By helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by giving you stock advice. To determine what you should be investing in, first we have to know what you need your money to do for you, and when you need it to do this task. Then and only then can we begin to match investments to your needs.
If I hire you, what should I expect?
Financial planning is an ongoing process of gathering information on your finances and on current tax laws and our economy, then looking at the variables that affect outcomes (such as inflation, early/late retirement, career changes), and seeing which decisions have the most potential to improve the outcome. We work through this process with clients on an ongoing basis, providing education and advice that can continuously help them make decisions to increase their wealth.
If I hire you, who will I work with?
You will have a primary advisor who is a Certified Financial Planner®. You will also work with my team, which includes a Tax Director, Associate Financial Advisors, and two service assistants. Although you have a primary advisor, we work as a team so we may best utilize each person’s specialized knowledge on your behalf.
How are your services priced?
We realize that there is a risk that we spend significant time and brain power on your plan and we never get paid, but we also don’t want you to hire us if you do not see the value in doing so. For this reason, we generally do not charge a planning fee, although we reserve the right to do so.
Come in and experience our retirement planning process. If you decide to hire us for investment management, we are paid an investment advisory fee based upon assets under management. If insurance is part of your plan, we may earn a commission, but only if you buy those products through us.
Our comprehensive, coordinated and holistic retirement planning services offer a compelling advantage. Once a family’s retirement plan is complete, most people choose to work with us on an ongoing basis to simplify, consolidate and coordinate their financial lives so they can enjoy financial independence. And, we are willing to invest the time in building our relationship before we earn a dime.